Terms and Conditions

Welcome to Kapverandio. By accessing and using this website, you agree to comply with these terms and conditions.

Services

Kapverandio offers financial consulting and education services. Initial consultations are free. We reserve the right to modify or discontinue services at any time.

Site Usage

You agree to use this site legally and respectfully. You must not use the site for fraudulent activities, distribute malware, or violate third-party rights.

Intellectual Property

All content on this site, including text, images, logos, and designs, is the property of Kapverandio or its licensors. You may not reproduce, distribute, or modify content without authorization.

Limitation of Liability

The information on this site is informational in nature. We do not guarantee specific results. We are not responsible for decisions made based on site information.

Modifications

We may modify these terms at any time. Changes will be effective upon posting on the site. We recommend reviewing this page periodically.